Bankruptcy Friendly Apartments in San Antonio

Real Approval Criteria for Chapter 7 and Chapter 13

A discharged bankruptcy is not the rental death sentence most San Antonio renters think it is. In fact, apartment screening systems treat a completed Chapter 7 or Chapter 13 bankruptcy more favorably than active collections or unpaid property debt sitting on a credit report. That’s the part most apartment listing sites skip. They show everything available but tell renters nothing about which communities actually approve applicants with a bankruptcy on their record.

That gap between “listings” and “approvals” costs renters money. Applying blindly to communities with strict screening burns through $50–$150 per application, per person, and none of it is refundable. Three denied applications for a couple means $300–$900 gone, money that could have covered a security deposit at a community that would have said yes.

I’m Marlene Quade with San Antonio Apartment Locators. I work with San Antonio renters navigating credit challenges, including bankruptcy, and I know which communities evaluate post-discharge recovery rather than auto-declining. I can’t help everyone (more on that below), but I can keep you from wasting application fees at places that won’t approve you.

This page breaks down what “bankruptcy friendly” actually means in San Antonio’s screening systems, the real approval criteria for Chapter 7 and Chapter 13, which property classes are realistic based on current credit, and which parts of the city have the most options. Every threshold and rent range listed here is based on how San Antonio communities actually screen, not generic national advice.

What “Bankruptcy Friendly” Actually Means in Apartment Screening

“Bankruptcy friendly” isn’t an official category. No apartment community advertises it on their website. What the term really means: communities that evaluate a renter’s current financial profile (income, credit recovery, rental history) instead of auto-declining the moment a bankruptcy flag appears on a credit report.

When a renter applies, the property runs a screening report through services like TransUnion SmartMove or RentGrow. That report pulls credit history, criminal background, and rental history from databases like LexisNexis. A bankruptcy shows up as a public record on the credit section. Some screening platforms auto-flag it. Others weight it based on discharge date and current score.

Here’s where the confusion starts. There are three distinct bankruptcy statuses, and they each affect apartment approval differently (the U.S. Courts bankruptcy basics page covers the legal framework in detail):

Discharged bankruptcy means the court completed the process and eliminated qualifying debts. This is the status that most apartment communities can work with. The bankruptcy happened, it’s done, and the renter is rebuilding.

Active bankruptcy means the renter is currently in a payment plan (typically Chapter 13) and hasn’t completed the process. Some communities approve active Chapter 13 applicants with documentation. Others won’t.

Dismissed bankruptcy means the case was thrown out. Debts were not discharged. This is the worst status for apartment screening because the original debts may still be active on the credit report, and the renter didn’t get the fresh-start benefit.

The critical distinction for San Antonio renters: a discharged Chapter 7 is viewed by many property managers as a sign of financial reset, not ongoing risk. The debts are gone. If the renter has rebuilt credit and can demonstrate stable income, communities in several property classes will approve the application.

Screening Requirements for San Antonio Renters with Bankruptcy

San Antonio’s rental market screens approximately 20–30 credit points lower than Austin for the same property class. That difference matters for bankruptcy renters, because credit scores take a major hit during the filing process and recover at different rates depending on the chapter type. (For a broader look at how credit issues affect apartment applications beyond bankruptcy, see the credit issues overview.)

Chapter 7 (Discharged) Approval Criteria

Chapter 7 eliminates most unsecured debt and typically completes within 4–6 months of filing. Communities generally look at how long ago the discharge happened and what the renter’s credit score has recovered to.

The “fresh start” narrative works in the renter’s favor here. Property managers understand that Chapter 7 wipes the slate. A renter who filed three years ago and rebuilt to 630 credit with stable income is a lower risk than a renter with 580 credit, three maxed-out credit cards, and active collections. The bankruptcy showed financial discipline. They addressed the problem instead of letting it spiral.

Credit recovery timeline after Chapter 7: Most renters see their score drop 130–200 points immediately after filing. Recovery depends on rebuilding activity: secured credit cards, on-time utility payments, and eliminating new debt. A renter who starts rebuilding immediately after discharge can realistically reach 600+ within 18–24 months. Reaching 650 typically takes 2–3 years of consistent credit activity.

What about the deposit? In San Antonio, security deposits scale with credit score, not bankruptcy status specifically. A renter with a 620 score and a three-year-old discharged bankruptcy pays the same deposit as any other 620-credit applicant, typically $300–$700 at Class B properties. Some communities offer deposit alternatives (surety bonds through companies like Jetty) that reduce the upfront cash requirement to a fraction of the traditional deposit, though these are non-refundable.

Income requirements don’t change based on bankruptcy status. Communities still require 2.5x–3x monthly rent in gross income regardless of credit history. A $1,200/month apartment needs $3,000–$3,600 in monthly gross income. Using a third-party guarantee can reduce that threshold to 2.5x at some properties, dropping the required income from $3,600 to $3,000 on the same apartment.

Chapter 13 (Active Payment Plan) Approval Criteria

Chapter 13 is a 3–5 year court-supervised repayment plan. The renter is actively paying down debt under a trustee’s oversight. This creates a different screening dynamic: the bankruptcy isn’t resolved yet, but the renter is demonstrating financial responsibility through the plan.

The trustee letter is the make-or-break document. Without it, most communities won’t consider an active Chapter 13 application. With 12 or more consecutive on-time payments documented, many Class B and Class C properties will approve.

How to get a trustee letter: Contact the Chapter 13 trustee assigned to the case (listed on the bankruptcy filing paperwork). Request a letter confirming: the filing date, total plan duration, number of payments made, number of on-time payments, and current payment status. Most trustees can produce this within 5–10 business days. Some provide it online through the court’s electronic system.

Why Chapter 13 can actually help: Active Chapter 13 demonstrates something many renters don’t realize: ongoing financial responsibility under court supervision. A renter making $400/month trustee payments on time for 18 months is proving they can manage regular financial obligations. Some property managers view this favorably, especially when combined with stable employment and income exceeding the community’s requirements.

Some communities decline active Chapter 13 regardless of documentation. Class A and luxury properties are the most likely to auto-decline. Second-Chance properties and Class C are the most flexible.

Bankruptcy Combined with Other Issues

Bankruptcy rarely exists in isolation. Renters who filed often have other screening complications, and the combination changes the approval path.

One data point worth highlighting: if rental debt (unpaid rent or broken lease fees owed to a previous landlord) was included in a Chapter 7 discharge, that debt is legally eliminated. Renters must provide discharge paperwork proving the specific rental debt was part of the filing. This is the single most valuable piece of documentation a bankruptcy renter can bring to an application. It removes what would otherwise be an automatic decline at 99% of communities.

Screening criteria vary by community and change over time. The thresholds listed here reflect general patterns across San Antonio’s market. Verify current requirements directly with any property before applying.

Which Property Classes Accept Bankruptcy in San Antonio

Not all apartments screen the same way. Property class (determined by age, condition, rent level, and management style) directly predicts how strictly a community screens applicants.

How Property Class Affects Approval

For a renter with a Chapter 7 discharged two years ago and credit rebuilt to 610, Class B and Class C properties offer the most realistic path. That’s roughly 60–80% of San Antonio’s apartment inventory, covering hundreds of communities across the metro.

The Second-Chance Property Misconception

There’s a common assumption that Second-Chance properties are the cheapest option for renters with screening issues. That’s wrong.

Second-Chance properties often charge equal to or higher rent than Class C properties. A Second-Chance community accepting 500 credit might charge $1,200 for the same square footage that a Class C property with a 570 minimum charges $850 for. The reason: risk premium. These communities accept tenants other properties decline, so they offset that risk with higher rent, larger deposits, and required third-party guarantees.

The strategic move: if credit has recovered to 580+, target Class C properties first, where the renter exceeds the credit minimum and pays less. Then consider Class B. Only resort to Second-Chance properties if credit or combined issues push approval below what Class C will accept.

How Bankruptcy Renters Get Approved in San Antonio — Step by Step

Step 1 — Know Your Bankruptcy Status

Pull the discharge paperwork. For Chapter 7, confirm the discharge date and which debts were included. For Chapter 13, request a current trustee payment history showing all payments made and their status. Contact the bankruptcy court or attorney who handled the case if paperwork has been misplaced. These records are retrievable.

Step 2 — Check Your Current Credit Score

Credit Karma offers free access to TransUnion and Equifax scores. This is the number apartment communities will see. Place the score into the credit tier system:

• 650+: Access to 90%+ of the market. Bankruptcy is largely a non-factor.
• 600–649: Access to 85–90%. Most Class A and all Class B/C will consider.
• 570–599: Access to 60–70%. Class B and below. Guarantee may be needed for combined issues.
• 550–569: Access to 30–40%. Primarily Class C and Second-Chance. Guarantee likely.
• Below 550: Access to 10–15%. Second-Chance properties only. Guarantee required.

Step 3 — Match Your Profile to Property Classes

Use the screening tables above. Cross-reference credit score, time since discharge, income level, and any combined issues. This determines which property classes are realistic and which ones will waste an application fee.

Step 4 — Target the Right Communities

This is where blind searching fails. Zillow and Apartments.com don’t filter by screening criteria. They show every property with a vacancy, regardless of whether it will auto-decline a bankruptcy applicant. A renter can spend hours browsing listings that look perfect but will reject the application the moment the screening report comes back.

The screening criteria vary by management company, not just property class. Two Class B properties across the street from each other can have completely different bankruptcy policies because they’re managed by different companies. One might approve a discharged Chapter 7 with 590 credit; the other might auto-decline anything under 620. That inconsistency is what makes blind applying so expensive.

A locator familiar with San Antonio’s management companies knows which properties screen flexibly for bankruptcy and which don’t, before any fees are paid. That knowledge comes from placing renters with similar profiles at these communities and learning the actual (not advertised) screening criteria over time.

Step 5 — Prepare Your Application Package

Gather before applying:

• Bankruptcy discharge papers (Chapter 7) or trustee payment history (Chapter 13)
• Last 2–3 months of pay stubs
• Government-issued ID
• Proof of any rental debt discharged in bankruptcy (if applicable)
• Explanation letter: brief, factual, focused on financial recovery. Not a life story.
• References from current employer or previous landlord (if positive)

Step 6 — Apply Strategically

One well-targeted application beats five blind ones. Apply to the community most likely to approve first. If approved, the application fee is typically reimbursed when working with a locator. If denied, move to the next-best option on the pre-screened list.

Timeline expectations:

• Standard search (credit 600+, no combined issues): 1–2 weeks from first application to lease signed
• Complex search (credit below 600, combined issues, third-party guarantee needed): 2–3 weeks. The guarantee underwriting adds 3–5 business days.
• Urgent search (immediate need, clean profile): 3–5 days

San Antonio Areas with the Most Bankruptcy-Friendly Options

San Antonio’s apartment market generally screens more leniently than Austin or Dallas for the same property class. But screening flexibility varies by area based on the mix of property classes, management companies, and local vacancy rates. Here’s where bankruptcy renters tend to find the most options.

A note on the geographic pattern: Second-Chance properties and Class C inventory are concentrated along the I-10 West corridor, Bandera Road, and in Southeast San Antonio. These areas have the highest concentration of flexible screening for bankruptcy renters. The Medical Center area stands out for having the widest range, from older Class C at $700/month to newer Class A at $1,500, all within a 15-minute drive radius.

West San Antonio / I-10 West / Bandera Road runs from Loop 410 westward along I-10 and south along Bandera Road. This corridor has the highest density of Class B and Class C apartments in the metro. Rent at older Class C properties starts below $800 for a one-bedroom. The area connects to Lackland AFB in 12–20 minutes and the Medical Center in 10–20 minutes via Fredericksburg Road. VIA bus lines serve much of this corridor.

Medical Center area (78229, 78240) employs 30,000+ people across nine major healthcare institutions. The apartment stock here ranges from 1970s-era Class C starting around $700/month to new-construction Class A at $1,500+. That range means renters at nearly every credit tier can find options within the same neighborhood. The VIA Prímo rapid bus line on Fredericksburg Road connects the Medical Center to downtown. The area sits 20 minutes from downtown and 10–15 minutes from La Cantera/Rim shopping.

Southeast San Antonio / Brooks (78214, 78221, 78223, 78235) includes some of the city’s most budget-accessible inventory. Class C one-bedrooms start around $665. The Brooks development area has newer Class A options from approximately $1,100. Toyota’s manufacturing plant is 5–15 minutes away, making this a natural corridor for workers at that facility. Parts of this area sit in FEMA flood zones near the San Antonio River, so check flood maps at the specific property address before signing.

NE San Antonio / Windcrest / Converse (78218, 78233, 78239) sits between Fort Sam Houston and Randolph AFB. About 55% of Windcrest’s apartment inventory is priced at or below $1,000/month. Rackspace’s headquarters anchors the Windcrest employment base. Class B and Class C properties dominate the area, and screening flexibility tends to be higher than in northern suburbs. Aircraft noise from Randolph AFB affects properties in direct flight paths. Tour at different times of day to assess.

Northwest San Antonio (Stone Oak, Alamo Ranch) and the Pearl District/downtown tend to have stricter screening because the inventory skews newer and Class A. Renters with bankruptcy and credit above 650 can access these areas; below 600, options thin out quickly.

San Antonio’s VIA Metropolitan Transit covers the West Side and Medical Center corridors well, but service drops off sharply beyond Loop 1604. Renters without a car should prioritize areas along VIA Prímo routes or within the Loop 410 footprint.

What Bankruptcy Renters Actually Pay in San Antonio

Net Effective Rent — The Number That Matters

Advertised rent isn’t what renters actually pay. With roughly 50% of San Antonio properties offering concessions as of late 2025 (typically 1–3 months free on a 12-month lease), net effective rent tells the real story.

Formula: (Monthly rent × lease term − free months × monthly rent) ÷ lease term

Worked example: A Class B property lists $1,200/month and offers 2 months free on a 12-month lease.

($1,200 × 12 − $2,400) ÷ 12 = $12,000 ÷ 12 = $1,000/month net effective rent

That’s $200/month less than the advertised price, or $2,400 in first-year savings. Bankruptcy renters should always compare properties by net effective rent, not the listed price on Apartments.com.

Timing matters: Off-peak season (December–February) produces the best concessions in San Antonio. Signing a lease in January vs. July can save $1,500–$3,000 on the same apartment over a 12-month term. Check current San Antonio move-in specials for what’s available.

Move-In Cost Reality

Bankruptcy typically means lower credit, which means higher deposits. Here’s what to budget:

If a third-party guarantee is required, add one month’s rent (approximately $1,000–$1,400 for most San Antonio apartments). Payment can sometimes be split: half upfront, half spread over 5–6 months added to rent. The guarantee fee is non-refundable and charged per lease term (not transferable to renewals).

How third-party guarantees work: A corporate guarantee company (not an individual co-signer) acts as an insurance policy for the apartment community. The company underwrites the renter’s profile (separate from the community’s screening) and issues a certificate guaranteeing rent payment and lease obligations. The community accepts this certificate as an offset to whatever screening gap exists: low credit, property debt, or bankruptcy. Companies like Insurent, The Guarantors, and Leap Easy are the major providers. The renter remains the only person on the lease; the guarantee company is a backup, not a co-applicant.

When guarantees are needed for bankruptcy renters specifically: Credit below 570 combined with any other issue (property debt, recent eviction, felony). Active Chapter 13 at communities that require additional risk coverage. Property debt that was not discharged in the bankruptcy. Income below 3x rent (the guarantee drops the requirement to 2.5x at most properties).

Hidden monthly costs to budget for: The gap between advertised rent and what actually hits the bank account each month is real. Valet trash ($25–$35/month, mandatory at most properties), pest control ($5–$15/month, mandatory), and water/sewer via RUBS billing ($40–$70/month) add $70–$120 to the monthly cost. A $1,200 advertised apartment typically costs $1,320–$1,370 when mandatory fees are included. CPS Energy (San Antonio’s electric provider; the city opted out of deregulation, so there’s no choice) adds $65–$100/month in winter and $130–$185/month in summer for a one-bedroom, depending on the unit’s orientation, insulation, and HVAC age.

How to Apply Without Wasting Money

Document checklist before submitting any application:

• Bankruptcy discharge papers or Chapter 13 trustee payment history
• Last 2–3 pay stubs (or offer letter if starting a new job)
• Government-issued photo ID
• Proof of rental debt discharged in bankruptcy (if applicable)
• Brief explanation letter, 3–4 sentences covering: what happened, what’s changed, current financial stability
• Prior landlord contact information (if rental history was positive)

Timing strategy: Search 45–60 days before the target move date for full inventory visibility. San Antonio communities know 60 days in advance which units are becoming available (Texas law requires 60 days’ notice to vacate). Starting earlier means more options; waiting until the last two weeks means settling for whatever’s open.

Seasonal timing matters for bankruptcy renters specifically. December through February is off-peak season in San Antonio, which means lower competition, higher vacancy, and the strongest concessions. Half of San Antonio properties currently offer 1–3 months free on a 12-month lease. Those concessions shrink during peak season (May–August) when military PCS transfers and school-year moves flood the market. A bankruptcy renter signing in January at a property offering 2 months free saves $2,000+ compared to the same unit in July with no concession.

The honesty rule: Disclose the bankruptcy upfront. Do not try to hide it — the screening report will surface it within minutes. Proactive disclosure with documentation shows responsibility. Lying or omitting it wastes the application fee and poisons the relationship with the leasing office.

The explanation letter: keep it short. Three to four sentences. First sentence: acknowledge the bankruptcy (“I filed Chapter 7 bankruptcy in [month/year] due to [medical expenses / job loss / divorce, one phrase].”). Second sentence: status (“The bankruptcy was discharged in [month/year], and all debts were eliminated.”). Third sentence: current stability (“I currently earn $[X] per month at [employer] and have maintained a clean rental history since the discharge.”). Fourth sentence (optional): forward-looking (“I’m looking for a stable home in San Antonio and am prepared to provide any additional documentation.”). Do not write a full-page personal essay. Property managers read dozens of these. Brevity and facts win.

Application fee reimbursement: When working with a locator, application fees ($50–$150 per person) are typically rebated upon approval if the locator is listed as the referring agent on the application. That turns a $200 gamble for a couple into a $0 risk.

Situations San Antonio Apartment Locators Can’t Help With

Honesty matters more than making promises. There are situations where apartment locating can’t produce a viable result:

Registered sex offenders. Automatic decline at 95%+ of apartment communities. Registry status overrides all other factors — credit, income, and rental history don’t matter. San Antonio Apartment Locators can’t place renters on the sex offender registry.

Open/active bankruptcy with no payment history. A freshly filed Chapter 13 with zero trustee payments has no documentation to present to a property manager. Most communities require 12+ months of on-time payments before considering an active Chapter 13 application.

Income below 2x monthly rent with no realistic path to meeting requirements. If gross income doesn’t meet the minimum income threshold at any accessible property class, approval isn’t possible regardless of bankruptcy status.

Multiple eviction judgments with outstanding property debt and no eligibility for third-party guarantee. Some renter profiles have compounding issues that exhaust available options, even at Second-Chance properties.

These are service limitations, not judgments. If a situation falls into one of these categories, San Antonio Apartment Locators will say so upfront rather than collecting information for a search that won’t produce results.

Why Work with a San Antonio Apartment Locator for Bankruptcy Situations

The service is free. That’s not a catch — it’s how the apartment industry works. Communities pay a referral fee from their marketing budget when a locator brings them a tenant who signs a lease. That’s the same budget they spend on Zillow ads and Apartments.com listings. The renter’s rent is identical whether they use a locator or apply directly. The lease is between the renter and the community; the locator is not on the lease.

So why use one? Bankruptcy renters waste more on application fees than almost any other group. Without knowing which communities screen flexibly for their specific situation, they apply blindly and burn through $200–$600 in non-refundable fees before finding a property that says yes.

A locator who knows San Antonio’s management companies can match the renter’s profile to communities likely to approve, before any application fee is paid. That’s the value: skipping the expensive trial-and-error and going directly to the properties that work.

“Can’t I do this myself?” Absolutely. Renters with time and willingness to call leasing offices, ask about screening criteria, and self-assess their profile against each community’s requirements can do their own legwork. The locator’s value is doing that work faster, with relationships and knowledge that come from placing renters in similar situations regularly.

What actually happens when you contact San Antonio Apartment Locators: After filling out an intake form with bankruptcy details, current credit range, income, desired area, and move-in timeline, the team reviews the profile against communities they know accept that specific combination of factors. Within a few days, the response includes a shortlist of 3–5 matched communities, not a generic list of every vacant apartment, but properties where the profile is likely to be approved. From there, it’s tour, pick one, and apply. If approved, application fees are reimbursed.

What the service doesn’t do: San Antonio Apartment Locators doesn’t guarantee approval at any specific community, doesn’t fix credit scores, and doesn’t negotiate screening criteria on behalf of the renter. The team matches profiles to communities based on known screening patterns, but final approval decisions are made by each community’s management company.

Application fees are rebated upon approval when the locator is listed on the application. That eliminates the financial risk of the application itself.

Licensing disclosure: Marlene Quade, TX Real Estate License #826490-SA. Brokered by Spirit Real Estate Group, LLC, Broker License #562021.

Frequently Asked Questions — Bankruptcy and Apartments in San Antonio

Can I rent an apartment in San Antonio with a Chapter 7 bankruptcy?

Yes. A discharged Chapter 7 does not disqualify renters from most San Antonio apartments. The key factors are time since discharge and current credit score. With a discharge date 2+ years ago and credit rebuilt to 600 or above, approximately 70–80% of San Antonio communities will consider the application. Credit below 570 narrows options to Class C and Second-Chance properties.

How long does a bankruptcy stay on my rental application?

Chapter 7 stays on credit reports for 10 years from the filing date. Chapter 13 stays for 7 years. But the screening lookback at most apartment communities is shorter, typically 2–3 years for Class B/C properties and 5–7 years for Class A. After the lookback period, the bankruptcy may still show on credit but carries minimal weight in the screening decision.

Will I need a co-signer to rent after bankruptcy?

Not usually. Co-signer requirements are strict. The co-signer typically needs 700+ credit and 5x–6x the monthly rent in income. Most people with a bankruptcy on their record don’t have access to someone meeting those criteria. A third-party guarantee (described in the pricing section above) is the more practical alternative. The fee is typically one month’s rent.

Does bankruptcy remove property debt from my rental history?

Only if the rental debt was specifically included in the discharge. If a Chapter 7 discharge lists previous landlord debt among the eliminated obligations, that debt is legally gone, and renters can provide the discharge paperwork to prove it. This is the only way to remove property debt from a rental history report without paying it off. Renters dealing with eviction records alongside bankruptcy face a separate screening layer. See eviction-friendly apartments in San Antonio for those specifics.

Which parts of San Antonio have the most bankruptcy-friendly apartments?

The West Side (I-10 West, Bandera Road corridor), the Medical Center area, and Southeast San Antonio have the highest concentration of Class B/C and Second-Chance properties with flexible screening. The Medical Center area stands out for the widest range, from Class C at $700/month to Class A at $1,500, all centrally located.

Are apartments near military bases more flexible with bankruptcy?

Military-adjacent areas like Converse, Universal City, and Alamo Ranch have properties experienced with PCS-related lease breaks and credit disruptions. Many understand that deployment and relocation can cause financial strain. That said, the flexibility depends on the property’s management company and class, not just the location. Military-area Class A properties still screen at Class A standards.

How long does it take to get approved after bankruptcy?

For a renter with credit above 600 and a discharged bankruptcy, the timeline is similar to a standard application: 1–2 weeks from search to signed lease. If a third-party guarantee is needed, add 3–5 business days for underwriting. Urgent situations with a clean profile (650+ credit, discharged bankruptcy 3+ years ago) can close in 3–5 days.

What documents do I need to apply with a bankruptcy on my record?

Discharge papers (Chapter 7) or trustee payment history showing 12+ months on-time (Chapter 13), last 2–3 pay stubs, government ID, and a brief explanation letter. If rental debt was discharged in the bankruptcy, include the specific paperwork proving that debt was part of the filing.

How much does an apartment locator cost?

Nothing. The apartment community pays the locator’s referral fee from their marketing budget. The renter pays the same rent whether they use a locator or apply directly. Application fees are rebated upon approval when the locator is listed on the application.

What’s the difference between a locator and searching on Apartments.com?

Apartments.com shows every available listing regardless of screening criteria. It doesn’t filter by credit score, bankruptcy status, or rental history issues. A locator matches the renter’s specific profile, including bankruptcy, credit score, income, and any combined issues, to communities likely to approve that profile. For renters with screening challenges, that matching saves time and application fees.

Get Help Finding Bankruptcy Friendly Apartments in San Antonio

San Antonio Apartment Locators works with renters who have Chapter 7 and Chapter 13 bankruptcies on their record. Fill out the intake form below with your situation details, including bankruptcy type, discharge date (or trustee payment status), current credit range, and target move-in date.

San Antonio Apartment Locators reviews the information and typically responds with matched community options based on the renter’s specific bankruptcy profile, credit tier, income, and preferred San Antonio areas.

Phone: 210-468-7667

San Antonio Apartment Locators is committed to Fair Housing practices. All services are provided without regard to race, color, religion, sex, handicap, familial status, or national origin. All properties listed are subject to the Federal Fair Housing Act.

Screening criteria vary by community and change over time. Rent ranges reflect San Antonio market data as of early 2026 and are subject to change. Verify current rates and requirements directly with any property before applying.

Marlene Quade | TX Real Estate License #826490-SA | Brokered by Spirit Real Estate Group, LLC | Broker License #562021